The sponsor would cover the 1 XRP base reserve while the user keeps control of the account’s keys.
Wed 28 Oct 2026 · 12:47 EDT · 1 min read
In Altcoins
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A proposal filed on Oct. 15 would let XRP Ledger accounts be created with a zero XRP balance while a sponsor covers the required reserve, TokenPost reported. The SponsoredAccountCreate transaction would also set up a sponsorship object for the new account.
Every XRP Ledger account must hold a base reserve of 1 XRP, plus 0.2 XRP per owned item. Under the proposal, that obligation stays with the sponsor, and the account owner keeps control of the keys. Apps could onboard users without pre-funding each wallet.
Sponsor amendment still short of activation
The code is gated behind SponsorV1_1, tying it to the broader sponsored fees and reserves framework, which has not yet activated on mainnet. As of Oct. 28, 10 of 35 trusted validators had voted in favor; amendments need more than 80% support sustained for two weeks. The proposal remains under review.
Disclosure: This article was edited by Estefano Gomez. For more information on how we create and review content, see our Editorial Policy.